S. Osei # 19-40960

U.S. Bankruptcy Court Massachusetts District

Case Summary

Title: S. Osei
District: Massachusetts Bankruptcy Court
Type: bk
Chapter: 7
Debtor Class:
Nature of debt: ********

Chapter 7 Bankruptcy Information

A chapter 7 bankruptcy case begins with the debtor filing a petition with the bankruptcy court serving the area where the individual lives or where the business debtor is organized or has its principal place of business or principal assets. (in this case that would be Massachusetts) In order to be eligible for Chapter 7 bankruptcy you will have to pass the means test. This test looks at your income level compared to the median income level of your state, again in this case that state would be Massachusetts. The courts must charge a $245 case filing fee, a $75 miscellaneous administrative fee, and a $15 trustee surcharge. Normally, the fees must be paid to the clerk of the court upon filing. Most people assume that you will lose all your property in the Chapter 7 Bankruptcy process but there are actually many federal exemptions and state exemptions for Massachusetts.

Party Summary

Stephen K Osei and Sheila A. Osei (Party


Docket Summary

Date Doc # Description
10/07/2019 19Order
09/25/2019 17Order on Motion to Extend
[Order on Motion to Extend]
09/19/2019 15Extend Time
[Extend Time]
09/19/2019 16Amended Document
[Amended Document]
06/26/2019 13Financial Management Course
[Financial Management Course]
06/26/2019 14Financial Management Course
[Financial Management Course]
06/18/2019 11Request for Notice(s) (creditor event only)
[Request for Notice(s) (creditor event only)]
06/12/2019 1Voluntary Petition (Chapter 7)
[Voluntary Petition (Chapter 7)]
06/12/2019 2Statement of Social Security Number
[Statement of Social Security Number]
06/12/2019 3Declaration Re: Electronic Filing
[Declaration Re: Electronic Filing]
06/12/2019 4Disclosure of Compensation of Attorney for Debtor
[Disclosure of Compensation of Attorney for Debtor]
06/12/2019 5Certificate of Credit Counseling
[Certificate of Credit Counseling]
06/12/2019 6Chapter 7 Statements - Monthly Income (122A-1) / Exemption Presumption of Abuse (122A-1Supp)
[Chapter 7 Statements - Monthly Income (122A-1) / Exemption Presumption of Abuse (122A-1Supp)]
06/12/2019 7Certificate of Credit Counseling
[Certificate of Credit Counseling]
06/12/2019 8Signature Page
[Signature Page]

For more information you can read more about chapter 7s here Chapter 7 Bankruptcy Basics

They also have a pretty good video which we have provided below


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