J. Thornal # 2019-02639-jw

U.S. Bankruptcy Court South Carolina District (Charleston)

Case Summary


Title: J. Thornal
District: South Carolina Bankruptcy Court
Division: Charleston
Type: bk
Asset: ***
Vol: *
Trustee: US Wyman 
Chapter: 13
Entered: 2019-05-15
Filed: 2019-05-15
Debtor Class: **********
Nature of debt: ********
Fee: ****
Judge: ******

Chapter 13 Bankruptcy Information


Chapter 13 bankruptcy is a way to reorganize debt and pay creditors in a manner that is manageable by the debtor. Chapter 13 is different from Chapter 7, which liquidates unsecured debts and no payments are made. Under this chapter, debtors propose a repayment plan to make installments to creditors over three to five years. If the debtor's current monthly income is less than the applicable South Carolina state median, the plan will be for three years unless the court approves it can be longer. If the debtor's current monthly income is greater than the applicable South Carolina state median, the plan generally must be for five years. Any individual, even if self-employed or operating an unincorporated business, is eligible for chapter 13 relief as long as the individual's unsecured debts are less than $394,725 and secured debts are less than $1,184,200. These amounts are adjusted periodically to reflect changes in the consumer price index. A corporation or partnership may not be a chapter 13 debtor. You can read about more here about 11 U.S. Code 109 - Who may be a debtor.

Party Summary


J***** Thornal (Debtor
*** ***** ******
***** ***** **, *****

represented by: ********* *. ******
E********* *. A******
** *** *****
*. ********** **, *****
Phone: (**) ***-****
Email: ************@*******.***
US Wyman / US Trustee
**** ******** ******
***** ***
Columbia SC, 29201
   

Docket Summary

Date Doc # Description
08/27/2019 docNotice of Postpetition Mortgage Fees, Expenses, and Charges
[Notice of Postpetition Mortgage Fees, Expenses, and Charges]
08/02/2019 Request for Order Confirming Plan
08/02/2019 Calendar Removal Request
08/02/2019 14Confirming Chapter 13 Plan (order)
[Confirming Chapter 13 Plan (order)]
07/08/2019 Meeting of Creditors Held
05/28/2019 12Notice of Appearance and Request for Notice
[Notice of Appearance and Request for Notice]
05/23/2019 11Plan - Lien Avoidance Included in Ch. 13 Plan
[Plan - Lien Avoidance Included in Ch. 13 Plan]
05/23/2019 11Plan
[Plan]
05/22/2019 10Notice and Motion for Dismissal at Confirmation
[Notice and Motion for Dismissal at Confirmation]
05/17/2019 UST/Trustee Notice of Filings Due
05/15/2019 1Voluntary Petition (Chapter 13) (atty)
[Voluntary Petition (Chapter 13) (atty)]
05/15/2019 Ch 13 Meeting of Creditors
05/15/2019 3Debtor's Election Re: Electronic Noticing
[Debtor's Election Re: Electronic Noticing]
05/15/2019 Receipt of Filing Fee Via Internet
05/15/2019 4Bankruptcy Form 121 SSN
[Bankruptcy Form 121 SSN]
05/15/2019 5Certificate of Credit Counseling
[Certificate of Credit Counseling]
05/15/2019 6Copies of Payment Advices
[Copies of Payment Advices]
05/15/2019 7Procedures for Loss Mitigation/Mortgage Modification (order)
[Procedures for Loss Mitigation/Mortgage Modification (order)]

For more information you can read more about chapter 13s here Chapter 13 Bankruptcy Basics

They also have a pretty good video on the types of bankruptcy which we have provided below

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