K. HARSMA # 19-41477

U.S. Bankruptcy Court Minnesota District

Case Summary

Title: K. HARSMA
District: Minnesota Bankruptcy Court
Type: bk
Chapter: 7
Filed: May 15, 2019
Debtor Class:
Nature of debt: ********

Chapter 7 Bankruptcy Information

A chapter 7 bankruptcy case begins with the debtor filing a petition with the bankruptcy court serving the area where the individual lives or where the business debtor is organized or has its principal place of business or principal assets. (in this case that would be Minnesota) In order to be eligible for Chapter 7 bankruptcy you will have to pass the means test. This test looks at your income level compared to the median income level of your state, again in this case that state would be Minnesota. The courts must charge a $245 case filing fee, a $75 miscellaneous administrative fee, and a $15 trustee surcharge. Normally, the fees must be paid to the clerk of the court upon filing. Most people assume that you will lose all your property in the Chapter 7 Bankruptcy process but there are actually many federal exemptions and state exemptions for Minnesota.

Party Summary



Docket Summary

Date Doc # Description
09/03/2019 MNB AutoClose Bankruptcy Case
08/22/2019 10BNC Certificate of Mailing
[BNC Certificate of Mailing]
08/19/2019 9MNB Discharge of debtor (Auto)
[MNB Discharge of debtor (Auto)]
06/27/2019 MNB Ch 7 Trustee's Report of No Distribution
06/17/2019 8MNB Certificate of completion of financial management course
[MNB Certificate of completion of financial management course]
05/16/2019 6MNB Meeting of Creditors Chapter 7 No Asset
[MNB Meeting of Creditors Chapter 7 No Asset]
05/15/2019 1MNB Voluntary chapter 7 petition (fee)
[MNB Voluntary chapter 7 petition (fee)]
05/15/2019 2MNB Certificate of credit counseling
[MNB Certificate of credit counseling]
05/15/2019 3MNB Signature declaration
[MNB Signature declaration]
05/15/2019 4MNB Income records of Debtor (payment advices)
[MNB Income records of Debtor (payment advices)]
05/15/2019 5MNB Notice of responsibilities of chapter 7 debtors and their attorneys
[MNB Notice of responsibilities of chapter 7 debtors and their attorneys]
05/15/2019 none
05/15/2019 MNB Add creditor to matrix

For more information you can read more about chapter 7s here Chapter 7 Bankruptcy Basics

They also have a pretty good video which we have provided below


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