C. Vance # 2019-31622

U.S. Bankruptcy Court Alabama Middle District (Montgomery)

Case Summary


Title: C. Vance
District: Alabama Middle Bankruptcy Court
Division: Montgomery
Type: bk
Asset: **
Vol: *
Trustee:
Chapter: 7
Entered: 2019-06-12
Filed: 2019-06-12
Debtor Class: **********
Nature of debt: ********
Fee: ***********
Judge: ******

Chapter 7 Bankruptcy Information


A chapter 7 bankruptcy case begins with the debtor filing a petition with the bankruptcy court serving the area where the individual lives or where the business debtor is organized or has its principal place of business or principal assets. (in this case that would be Alabama) In order to be eligible for Chapter 7 bankruptcy you will have to pass the means test. This test looks at your income level compared to the median income level of your state, again in this case that state would be Alabama. The courts must charge a $245 case filing fee, a $75 miscellaneous administrative fee, and a $15 trustee surcharge. Normally, the fees must be paid to the clerk of the court upon filing. It looks like for this case the party as Installment their fees. Most people assume that you will lose all your property in the Chapter 7 Bankruptcy process but there are actually many federal exemptions and state exemptions for Alabama.

Party Summary


C**** Vance (Debtor
** *** ****** **
********* **, **********

represented by: ******* * ******* *.*.*.
D****** P******
** *** ******
**** ********** *****
********** **, *****
Phone: (**) ***-****
Email: ***********@*******.***
H******* Vance (Joint Debtor
** *** ****** **
********* **, **********

represented by: ******* * ******* *.*.*.
D****** P******
** *** ******
**** ********** *****
********** **, *****
Phone: (**) ***-****
Email: ***********@*******.***
     

Docket Summary

Date Doc # Description
07/31/2019 18Reaffirmation Agreement and Cover Sheet
[Reaffirmation Agreement and Cover Sheet]
07/16/2019 16Amended Schedules/Statement of Financial Affairs
[Amended Schedules/Statement of Financial Affairs]
07/16/2019 16Amended Chapter 7 Statement of Current Monthly Income (Official Form 122A-1)
[Amended Chapter 7 Statement of Current Monthly Income (Official Form 122A-1)]
06/16/2019 10BNC Certificate of Service - Meeting of Creditors
[BNC Certificate of Service - Meeting of Creditors]
06/16/2019 11BNC Certificate of Service - Order Approving Payment of Filing Fee Installments
[BNC Certificate of Service - Order Approving Payment of Filing Fee Installments]
06/13/2019 Notice of Prior Filing
06/13/2019 9Pay Filing Fees in Installments
[Pay Filing Fees in Installments]
06/12/2019 1Voluntary Petition Chapter 7 case upload
[Voluntary Petition Chapter 7 case upload]
06/12/2019 2Certificate of Credit Counseling for Debtor
[Certificate of Credit Counseling for Debtor]
06/12/2019 3Certificate of Credit Counseling for Joint Debtor
[Certificate of Credit Counseling for Joint Debtor]
06/12/2019 4Employee Income Records/ Payment Advices for Debtor
[Employee Income Records/ Payment Advices for Debtor]
06/12/2019 5Employee Income Records/ Payment Advices for Joint Debtor
[Employee Income Records/ Payment Advices for Joint Debtor]
06/12/2019 6Pay Filing Fee in Installments
[Pay Filing Fee in Installments]
06/13/2019 8Auto Assign Meeting of Creditors-Ch 7 Indiv. No Asset
[Auto Assign Meeting of Creditors-Ch 7 Indiv. No Asset]
06/12/2019 1Voluntary Petition Chapter 7 case upload
[Voluntary Petition Chapter 7 case upload]
06/12/2019 2Certificate of Credit Counseling for Debtor
[Certificate of Credit Counseling for Debtor]
06/12/2019 3Certificate of Credit Counseling for Joint Debtor
[Certificate of Credit Counseling for Joint Debtor]
06/12/2019 4Employee Income Records/ Payment Advices for Debtor
[Employee Income Records/ Payment Advices for Debtor]
06/12/2019 5Employee Income Records/ Payment Advices for Joint Debtor
[Employee Income Records/ Payment Advices for Joint Debtor]
06/12/2019 6Pay Filing Fee in Installments
[Pay Filing Fee in Installments]

For more information you can read more about chapter 7s here Chapter 7 Bankruptcy Basics

They also have a pretty good video which we have provided below

Disclaimer:

We gather our information from various sources and try to update as often as possible but this information by no means should be considered 100% accurate. You can use this information to assist in your search for information but you should do your own research from official and verifiable sources. Do not use this information as a source of authority, it is not, we don't know if it is up to date or accurate so neither should you.

If you would like to send us feedback about a specific case or request to be removed from our research database please contact us and provide your full name and case number and we will do our best to facilitate.