D. Ward # 2019-50836-SCS

U.S. Bankruptcy Court Virginia Eastern District (Newport News)

Case Summary


Title: D. Ward
District: Virginia Eastern Bankruptcy Court
Division: Newport News
Type: bk
Asset: **
Vol: *
Trustee: Judy Ruby 
Chapter: 7
Entered: 2019-06-12
Filed: 2019-06-12
Debtor Class: **********
Nature of debt: ********
Fee: *** ******
Judge: *** ****

Chapter 7 Bankruptcy Information


A chapter 7 bankruptcy case begins with the debtor filing a petition with the bankruptcy court serving the area where the individual lives or where the business debtor is organized or has its principal place of business or principal assets. (in this case that would be Virginia) In order to be eligible for Chapter 7 bankruptcy you will have to pass the means test. This test looks at your income level compared to the median income level of your state, again in this case that state would be Virginia. The courts must charge a $245 case filing fee, a $75 miscellaneous administrative fee, and a $15 trustee surcharge. Normally, the fees must be paid to the clerk of the court upon filing. It looks like for this case the party as IFP Waiver their fees. Most people assume that you will lose all your property in the Chapter 7 Bankruptcy process but there are actually many federal exemptions and state exemptions for Virginia.

Party Summary


D******* Ward (Debtor
*** ******* **
******* **, *****

represented by: *** **
P*** S**
**********
Phone: (**) ***-****
Email: ****************@*******.***
Judy Ruby / US Trustee
*** ****** ******* **** ***
Norfolk VA, 23510
**********
   

Docket Summary

Date Doc # Description
09/30/2019 Case Closed - Chapter 7 Full Administration
09/25/2019 Automatic Discharge of Debtor(s) (Chapter 7 Only)
09/13/2019 17CerDocTyp - 2nd Ntc of Requirement to Complete Course in Personal Financial Management
[CerDocTyp - 2nd Ntc of Requirement to Complete Course in Personal Financial Management]
09/13/2019 16Certification of Completion of Postpetition Financial Management Course
[Certification of Completion of Postpetition Financial Management Course]
09/11/2019 BNC Forms Request Notice of Requirement to File Certification About a Financial Management Course
08/13/2019 Chapter 7 Trustee's Report of No Distribution - No Funds
07/30/2019 Meeting of Creditors Adjourned
07/19/2019 12Creditor Change of Address
[Creditor Change of Address]
06/16/2019 11BNC certificate of mailing of order
[BNC certificate of mailing of order]
06/14/2019 6Order on Application to Have the Chapter 7 Filing Fee Waived
[Order on Application to Have the Chapter 7 Filing Fee Waived]
06/12/2019 1Chapter 7 Voluntary Petition
[Chapter 7 Voluntary Petition]
06/12/2019 2Official Form 121 - Statement About Social Security Number
[Official Form 121 - Statement About Social Security Number]
06/12/2019 3Certificate of Credit Counseling
[Certificate of Credit Counseling]
06/12/2019 4Waiver of Chapter 7 Filing Fee
[Waiver of Chapter 7 Filing Fee]
06/12/2019 Auto Assignment Meeting of Creditors Chapter 7 Individual/Joint
06/12/2019 1Chapter 7 Voluntary Petition
[Chapter 7 Voluntary Petition]
06/12/2019 2Official Form 121 - Statement About Social Security Number
[Official Form 121 - Statement About Social Security Number]
06/12/2019 3Certificate of Credit Counseling
[Certificate of Credit Counseling]
06/12/2019 4Waiver of Chapter 7 Filing Fee
[Waiver of Chapter 7 Filing Fee]

For more information you can read more about chapter 7s here Chapter 7 Bankruptcy Basics

They also have a pretty good video which we have provided below

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