R. Talavera # 2019-30968-hcm

U.S. Bankruptcy Court Texas Western District (El Paso)

Case Summary


Title: R. Talavera
District: Texas Western Bankruptcy Court
Division: El Paso
Type: bk
Asset: **
Vol: *
Trustee: Ingalls 
Chapter: 7
Entered: 2019-06-12
Filed: 2019-06-12
Debtor Class: **********
Nature of debt: ********
Fee: ****
Judge: ****

Chapter 7 Bankruptcy Information


A chapter 7 bankruptcy case begins with the debtor filing a petition with the bankruptcy court serving the area where the individual lives or where the business debtor is organized or has its principal place of business or principal assets. (in this case that would be Texas) In order to be eligible for Chapter 7 bankruptcy you will have to pass the means test. This test looks at your income level compared to the median income level of your state, again in this case that state would be Texas. The courts must charge a $245 case filing fee, a $75 miscellaneous administrative fee, and a $15 trustee surcharge. Normally, the fees must be paid to the clerk of the court upon filing. It looks like for this case the party as Paid their fees. Most people assume that you will lose all your property in the Chapter 7 Bankruptcy process but there are actually many federal exemptions and state exemptions for Texas.

Party Summary


R******* Talavera (Debtor
***** ****** ***
** **** **, *****

represented by: ***** * ******* *** *******
J******* M******
**** ******* ******
** **** **, *****
Phone: (**) ***-****
Email: *************@*******.***
Ingalls / US Trustee
*** ** ******** ***** ***
**** *** ****
San Antonio TX, 78295-1539
**********
   

Docket Summary

Date Doc # Description
07/08/2019 12Notice Request (batch)
[Notice Request (batch)]
07/01/2019 11Notice of Appearance and Request
[Notice of Appearance and Request]
06/21/2019 8Financial Management Course Certificate - Both First and Second Debtor
[Financial Management Course Certificate - Both First and Second Debtor]
06/21/2019 9Personal Financial Mgt Course Certificate
[Personal Financial Mgt Course Certificate]
06/21/2019 10Personal Financial Mgt Course Certificate
[Personal Financial Mgt Course Certificate]
06/13/2019 ICC-Fee Paid
06/13/2019 Notice Request (NO PDF) (batch)
06/13/2019 6Declaration for Electronic Filing (Restricted Document)
[Declaration for Electronic Filing (Restricted Document)]
06/12/2019 1Voluntary Petition Chapter 7
[Voluntary Petition Chapter 7]
06/12/2019 2Certificate of Budget and Credit Counseling-First and Second Debtors
[Certificate of Budget and Credit Counseling-First and Second Debtors]
06/12/2019 3Chapter 7 Statements - Monthly Income (B122A-1) / Exemption Presumption of Abuse (B122A-1Supp)
[Chapter 7 Statements - Monthly Income (B122A-1) / Exemption Presumption of Abuse (B122A-1Supp)]
06/12/2019 4Payment Advices
[Payment Advices]
06/12/2019 341 Meeting 7 (No Asset)

For more information you can read more about chapter 7s here Chapter 7 Bankruptcy Basics

They also have a pretty good video which we have provided below

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